Last year we did a 12/31/18 financial update and found that we had a respectable $472k of net worth. While this is certainly a lot of money, it’s still a work in progress on our goal of FInancial Independence.

Now it’s time to look at how we did in 2019, here are the numbers:

Holy shit. That is a big jump, but how did it happen? Savings plus a great stock market performance:

The remarkable thing here is that our investment returns were more than we saved! The other remarkable thing is that we didn’t save as much as we had planned to. I’ll be honest, when I reviewed our expenses in 2019 it was a bit shocking how much we spent – we spent more than in 2018 even though we had planned on getting our spending down. We found that it’s been harder to be frugal now that we live in the city as we don’t have our community and instead of beers in the backyard, it’s us going to the local cafe/patio bar. In other words – 2019 could have been even more spectacular financially, if we had our shit together on spending to the level we are hoping to have.

It’s still amazing though, basically even though we screwed up on spending goals, because we don’t have new cars, we don’t shop as a hobby, and ultimately we are frugal relative to other people in similar career situations, we still saved a shit ton of money and are marching towards millionaire status.

It’s a good feeling. Looking towards 2020 we plan to sell our house we are currently renting out to the current tenants, buy our “someday house” and focus on frugality and living the good life. Financial independence here we come.